Senior Credit Manager / Credit Manager (Hbfi)

Role Profile Job Title : Senior Credit Manager / Credit Manager Division / Function : Home Building Finance Ireland Job Family : Investment, Asset & Liability Management Career Stream : Professional Career Zone : Professionals / Specialists Reports to : HBFI Divisional Manager - Credit Contract : Permanent

• Closing date for applications : 5th September 2025
• Summary of the Business The National Treasury Management Agency (NTMA) provides asset and liability management services to the Irish Government.

It has evolved from a single function agency managing the National Debt to a manager of a complex portfolio of public assets and managed by the NTMA include borrowing for the Exchequer and the management of the National Debt, the State Claims Agency, the New Economy and Recovery Authority ("New ERA"), the Ireland Strategic Investment Fund, National Development Finance Agency and the NTMA Future Ireland Funds business unit with responsibility for the management of the Future Ireland Fund and Infrastructure, Climate and Nature Fund.

The NTMA also assigns staff to the National Asset Management Agency, the Strategic Banking Corporation of Ireland (SBCI) and Home Building Finance Ireland (HBFI).

Working at the NTMA offers excellent benefits including : Flexible work options including hybrid working and variable work hours An extensive wellbeing programme Excellent learning and development opportunities that allow for full career development within the organisation A diverse range of initiatives : LGBT+, Gender Matters, Disability Awareness, Sports & Social, Volunteering and lots more Reimbursement of annual professional membership fees Career average Defined Benefit Pension Scheme Role Overview & Background Home Building Finance Ireland ("HBFI") is a State agency designed to lend money for the purposes of funding the construction of new homes in Ireland.

HBFI has been established as a commercial entity, providing finance at market rates for commercially viable residential developments.

In response to its broadened mandate, there are new opportunities and demands being placed on HBFI to deploy additional finance in the funding of new home building.

The level of lending is being significantly expanded as a result of a number of new products.

Role Summary The Senior Credit Manager / Credit Manager will be responsible for the analysis and proactive management of credit within the development funding loan portfolio.

The successful candidate will be expected to have a track record of carrying out detailed assessment of development funding loan proposals, identification of risks and risk mitigants with a strong emphasis on delivering high service standards, building strong relationships with internal and external stakeholders and the implementation of internal policies and procedures.

Principal Accountabilities Responsibilities will include, but may not be limited to, the following : Credit Risk Management : Support the lending team to assess, evaluate and structure credit applications in line with credit policy.

Carry out detailed second line assessment and interrogation of credit proposals to ensure the highest standard of credit analysis and make recommendations to the appropriate sanctioning authority.

Contribute to the ongoing monitoring of the loan book through the drawdown process,