Credit Underwriter
Location : Dublin (Hybrid)
Salary : €38,000 - €42,000, depending on experience
Experience : Minimum 2 years in a credit underwriting role
Department : Credit
Reports to : Head of Credit
The Opportunity
This is a fantastic opportunity for an experienced Credit Underwriter or Analyst to join a fast-paced, regulated lending environment where your judgement and attention to detail will be highly valued. You'll assess a wide range of mortgage applications across residential and buy-to-let portfolios, ensuring accuracy, compliance, and high service standards.
Key Responsibilities
- Review and analyse all mortgage lending applications in line with policy and risk appetite
- Assess income documentation (Payslips, Salary Certs, Form 11s) to determine affordability
- Analyse bank statements and credit checks to evaluate repayment capacity
- Prepare detailed Credit Summary Reports and present them for approval
- Liaise with internal teams to ensure applications are assessed within agreed SLAs
- Evaluate special conditions, conveyancing issues, and exception requests
- Collaborate with Compliance to ensure ongoing regulatory alignment
- Support with internal reviews and contribute to business process improvements
What You Bring
A relevant degree in Business, Finance, or related disciplineAPA Loans (or working toward QFA)Minimum 2 years' credit underwriting experience, ideally in mortgagesProficient in Microsoft Office, particularly Excel and WordStrong analytical, judgement, and decision-making abilitiesExcellent written and verbal communication skillsAbility to thrive in a high-energy, detail-focused environmentWhy Apply?
Opportunity to join a growing and ambitious mortgage lenderWork with an experienced team where your ideas and input will be valuedCollaborative, performance-driven culture with clear development opportunitiesTo express interest or learn more, apply today or get in touch for a confidential conversation.